Bank Account Ledger Credit Limit

Hi ,
In Bank Account Ledgers can we set the Credit Limit.

For Example:
If i have 2 Bank Accounts. The Credit Limit for Each account should be 15 Lac. When It reaches then next Entry on that account should not be inserted.

If any options for this let me know. Or else if need to customize on my own will go with that.

Any Suggestions or features