Currency list option for USD for Smallest Currency Fraction Value

Is it possible to request a default for the USD currency option of “Smallest Currency Fraction Value” be set to 0.01?

The funny thing is the text under the box that is used as an example even lists 1 cent for USD. Perhaps even default all currencies to be 1 cent and allow the user to configure if they want something different?

It seems it is a bug to be defaulted to $0.05 by default for a couple of versions now.

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