Difference between payment entry and journal entry

I want know difference between Payment Entry ----> Internal transfer and Contra entry.
Because I put Internal account transfer like bank account to cash account are post payment entry — internal transfer.
and then in Journal entry —> Contra entry is also same effect. so I want difference about this two entries.

There isn’t. They are two different methods to achieve the same result.

Just be consistent in whatever method you use.

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